匯豐Visa Signature卡,低至簽$1.19就有1里

近排HSBC出佐張Visa Signature卡,將佢既最紅6倍獎賞強化晒!如果留係星期五簽,中晒5X果個類別簽$1.19就有1里!抵到傻佐!等小斯同大家即時報導!

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本地簽賬:$1=1分 / $16.67 = 1里(最紅獎賞類別:$1=4分 / $4.1675 = 1里;中5倍既,就$1.85 = 1里;中5倍 + 星期五就$1.19 = 1里)

海外簽賬(1.95%手續費) :$1=4分 / $4.1675 = 1里;中5倍既,就$1.85 = 1里;中5倍 + 星期五就$1.19 = 1里)

自動轉賬繳交賬單:$1=1分 / $16.67 = 1里(最紅獎賞類別:$1=4分 / $4.1675 = 1里;中5倍既,就$1.85 = 1里;中5倍 + 星期五就$1.19 = 1里)

網上繳費賬單:$1=1分 / $16.67 = 1里(最紅獎賞類別:$1=4分 / $4.1675 = 1里;中5倍既,就$1.85 = 1里;中5倍 + 星期五就$1.19 = 1里)

其他網站網上購物:$1=1分 / $16.67 = 1里(最紅獎賞類別:$1=4分 / $4.1675 = 1里;中5倍既,就$1.85 = 1里;中5倍 + 星期五就$1.19 = 1里)

八達通自動增值:$1=1分 / $16.67 = 1里

分期簽賬:$1=1分 / $16.67 = 1里(最紅獎賞類別:$1=4分 / $4.1675 = 1里;中5倍既,就$1.85 = 1里;中5倍 + 星期五就$1.19 = 1里)

積分有效期:兩年

兌換MILES手續費:一年300蚊(換個年先要俾)

年費:每年2000(CS話年費有得waive)

年薪要求:港幣480,000元年薪/ 於HSBC擁有600,000元或以上資產

迎新優惠:暫時冇

 

優點:
1。只要係最紅獎賞類別,就at least有4.1675蚊1里,已經勝晒市面大部份既卡!如果中5倍+星期五,簽1.19蚊就已經有1里添,絕對好好賺;雖然唔係樣樣都有咁多倍,但係可以根據自己既消費習慣而選擇,非常方便
2。匯豐卡本身優惠好多。。。好多酒店都有折
3。匯豐成日做埋D promotion,例如今次既簽20000送1000蚊
4。海外簽賬簽4.1675蚊就有1里,拍得住DBS Black card同富邦!

缺點:
1。每年要俾300蚊去換MILES(其實你換個年先俾就OK,唔換個年就取消返佢)
2。每年要打上去WAIVE年費(呢個係其他卡既情況,如果係呢張卡就未知)
3。批卡標準浮動,有時過年薪都唔批俾你,有時唔過反而會UPGRADE你
4。八仔自動增值16.67蚊=1里

最紅獎賞類別包括:
1。全港餐廳食肆

2。全港電訊公司、戲院、卡啦OK、主題公園、通利、齡場、溜冰場:1O1O,3香港,csl,SmarTone,AMC戲院, 百老匯院線, 嘉禾院線, MCL院線, The Grand及UA院線,CEO, Neway Karaoke Box及Red MR,香港杜莎夫人蠟像館, 昂坪360, 挪亞方舟度假酒店及香港海洋公園,富豪保齡球場, 購票通, 太古城中心冰上皇宮, Dragon Bowling, 又一城歡天雪地, 香港保齡球城, Mega Ice, 飛龍冰上樂園, 雷霆保齡, 通利琴行及荃灣迪高保齡球館

3。超級市場、個人護理店、家俬鋪、電器鋪:city’super, 香港華潤萬家超級市場, EXPRESS, FUSION, GOURMET, GREAT, INTERNATIONAL, 百佳超級市場, TASTE, 惠康超級市場, Jasons – Food and Living*, Market Place By Jasons, Oliver’s The Delicatessen及ThreeSixty,卓悅,華潤堂,萬寧,莎莎及屈臣氏個人護理店,Francfranc, 住好啲, 宜家家居及實惠家居,生活影音, 百老滙, 中原電器, 德爾斯*, 豐澤, 香港蘇寧電器, 生活數碼及生活電器

4。百貨公司、零售商戶、旅行社、書店:AEON^, APiTA, 中藝, 千色Citistore, PIAGO, 先施百貨, 崇光百貨, 永安百貨, UNY及一田百貨,7 For All Mankind, 80/20*, Acupuncture, AEROSOLES, another*, ATTACHMENT*, a.y.k*, bauhaus*, Blues Heroes*, Brooks Brothers, Catalog, CHICCO, COCCINELLE*, Cotton On, C.P.U., 鱷魚恤, Crocs+, Cyrus Company*, ELLE (Kids), Toonsland及United Colors of Benetton (Kids) *指定店鋪, D-mop*, ECCO, ELITE*, 荷花親子, Fleetfoot*, GERMAIN*, GigaSports, Giordano Ladies, Harmont & Blaine, hmv, 香港唱片, indu homme*, k-2*, kitterick*, Kookai, Laosmiddle, le saunda, LeSportsac*, Links of London*, LOG-ON, mademoiselle*, MARKS & SPENCER*, 馬拉松, MOISELLE, moussy*, naturalizer*, Porsche Design*, Pylones*, Quiksilver, ROCKPORT, ROXY, 皇家運動專門店, Ruco Line*, Salad*, SEQUOIA*, SKECHERS, SLY*, 運動家, TOUGH Jeansmith*, TWIST*, twistedmind*, UNIQLO及Y-3*,國泰航空, 國泰假期, 港龍航空, 港龍假期, 康泰旅行社, 安達旅運, 美麗華旅遊, 星晨旅遊, Priceline® 香港, 新華旅遊及永安旅遊,突破書廊, 三聯書店, Metrobooks, Page One, 大眾書局及商務印書館

5。中國簽帳(即係以人仔結算)

6。海外簽帳(即係以非港幣,澳門紙同人仔結算)

***************************************************************

小斯會推介揀食肆簽賬,因為食肆應該係正常上班一族經常簽肆既地方,而超市CITIBANK做緊3蚊1里,所以建議HSBC卡專係簽食肆,再配合DBS OR CITIBANK去食埋6個類別外既簽賬,咁樣里數就會儲得好快了:)

申請網址 (金卡/白金卡/Visa Signature):
https://www.hsbc.com.hk/zh-hk/personal/credit-cards.html

 

Quick link:
最紅星期五:http://flyformiles.hk/?p=1123
最紅自主獎賞:http://flyformiles.hk/?p=831
匯豐 Mobile Payments:http://flyformiles.hk/?p=1363

😀 😀 😀 😀 😀 😀 我是一條分隔線 😀 😀 😀 😀 😀 😀

記得同時要like埋我 facebook,仲要撳埋"see first", 咁先會第一時間睇到我出既最新優惠架!

同埋梗係要follow 埋我Instagram,睇我啲靚相同IG Story啦!

276 comments

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    • Ivan on August 1, 2018 at 1:36 pm
    • Reply

    達人小斯,我情況係…

    我只儲英航AVIOS,主要用兩張卡,大新英航就碌食飯買野($6有一分),CITI rewards就超市用($15有一分,5X)。依家HSBC又話upgrade我上Signature卡,咁如果我用呢張Signature卡取代CITI rewards係咪仲好呢?先謝謝

    • Grace on May 23, 2018 at 12:35 pm
    • Reply

    想問下呢張交保險有冇分?同埋我冇480000年薪有冇機申請到?謝謝

    1. 有分 25蚊1里
      唔夠年薪都可以一試

    • May on August 27, 2017 at 7:45 pm
    • Reply

    請問如果手上已經有hsbc vs 卡 同 premier 卡
    但大部分hsbc 獎賞錢都喺 hsbc vs 卡,premier 得少量獎賞錢
    如果我俾$300 登記用Avios
    請問可否用vs 卡?面的獎賞錢去兌換Avios miles 呢?

    1. 可以

    • Ben on March 19, 2017 at 7:08 pm
    • Reply

    HSBC signature 儲(獎賞錢)x14倍是否有上限?
    是否要換里數才抵用,如不換里數用獎賞錢是否 回贈最多的信用卡?

    1. 100000蚊
      都係回贈最多呀

    • Peter on March 10, 2017 at 1:03 am
    • Reply

    如果book hotels.com, 之後再cancel 間房
    咁仲當唔當入迎新簽帳?.?

    1. 唔計

        • Peter on March 10, 2017 at 11:36 pm
        • Reply

        明白,唔該小斯

    • Steve on June 3, 2016 at 11:10 pm
    • Reply

    請問呢張卡ebanking交費有幾多分

    • Serene on March 30, 2016 at 11:15 am
    • Reply

    保險點比先有分? ebanking? Auto Pay? 簽咭?

    1. hsbc點俾都有分

    • miku on December 22, 2015 at 4:06 pm
    • Reply

    我想問清楚在澳門look卡的情況,因為我在澳門生活的,已持有signature卡。
    因為在澳門look卡,是計本地交易的,但是最紅果度,賞海外係不包括內地但包括澳門⋯我係度諗緊我理解果d條款係咪錯哂⋯
    實際我在澳門look係幾錢一里⋯⋯⋯

    1. 邊個話係計本地交易???
      你係澳門碌係碌mop架喎-_-

    • Jeffrey on November 12, 2015 at 10:34 am
    • Reply

    網上交保險係 $16.67 = 1里?

    1. 係呀

    • Wing on November 4, 2015 at 11:05 pm
    • Reply

    想問下如果我唔係好在意草里數 主要消費係食飯 睇戲
    申請呢張岩唔岩我?
    定係申請現金回贈個d card比較岩我?例如大新one plus

    同埋而家先申請visa signature會唔會冇咁好同因為佢個3x做到年尾 唔知之後仲有冇
    同埋唔知waive唔waive到年費

    1. 大新one plus 岩啲

    2. 同埋而家先申請visa signature會唔會冇咁好同因為佢個3x做到年尾 唔知之後仲有冇
      同埋唔知waive唔waive到年費
      –>如果儲cash既就更加唔關你事啦,年費九成九都wavive到架啦

    • Bernard on August 7, 2015 at 11:56 am
    • Reply

    I was reading the T&C, Just curious if I am still entitle to extra 3X RC using the Private Label card?

    3. Cardholders will be entitled to receive an extra 3 times RewardCash (“Extra 3X
    RewardCash”) for the first HK$120,000 of Eligible Transactions made with their
    Eligible Credit Card(s) during the Promotional Period. For the avoidance of doubt,
    Cardholders will not be entitled to receive Extra 3X RewardCash for transactions
    made with a private label card which is not linked to a personal primary or additional
    Visa Signature credit card. For the purposes of calculating the HK$120,000, Eligible
    Transactions conducted by all Eligible Credit Cards under a Cardholder with the same
    HKID/Passport number will be combined; and transactions conducted in a foreign
    currency will be converted into Hong Kong Dollar at an exchange rate determined by
    the Bank by reference to the exchange rate adopted by Visa. Calculation of Extra 3X
    RewardCash is determined by the transaction date of the Eligible Transaction.

    1. For the avoidance of doubt,
      Cardholders will not be entitled to receive Extra 3X RewardCash for transactions
      made with a private label card which is not linked to a personal primary or additional
      Visa Signature credit card.

      have points

        • Bernard on August 8, 2015 at 8:54 pm
        • Reply

        Thanks for the confirmation

    • JB on August 2, 2015 at 2:04 pm
    • Reply

    小斯你好 ,

    我有 BEA Flyer / DBS Master / EYE / FuBon / HSBC VS

    如果我上網碌 G-market ( HKD ) , 應該用邊張 ?
    如果我上網碌 G-market ( KRW ) , 應該用邊張 ?

    如果我上網 book 機票 / 酒店 ( HKD ) , 應該用邊張 ?
    如果我上網 book 機票 / 酒店 ( non HKD ) , 應該用邊張 ?

    thanks

    1. bea flyer world
      fubon

      eye
      eye

        • JB on August 2, 2015 at 4:30 pm
        • Reply

        即是任何時間用 HSBC Visa Signature 都無着數 ?

        1. 睇你揀乜類別

            • JB on August 2, 2015 at 7:05 pm

            如果我簡旅遊類別 , 並且係星期五用 , 上網碌 , 係味 HSBC VS 好D ?

            • 小斯 on August 3, 2015 at 1:12 am
              Author

            外幣就係

    • Bernard on July 29, 2015 at 11:48 am
    • Reply

    Thanks for the great post.

    I noticed City Super is no longer on HSBC https://www.hsbc.com.hk/personal/rewards-of-your-choice.html

    Is it correct that I won’t earn 6x RC under Home category? However, do I still earn the 4x RC if I use this card? If I use the City Super private label card, how many RC would I earn?

    For online purchase, do I earn 4x RC using this card?

    Thank you again

    1. no
      just 1x

        • Bernard on July 29, 2015 at 11:18 pm
        • Reply

        Thanks for your swift response.

        Just to clarify:
        1. City Super – only 1 x RC
        2. Online purchase – still 4 x RC (e.g. purchase grocery over the internet from Wellcome)

        Thanks again

    • Serene on July 10, 2015 at 10:18 am
    • Reply

    我老公有HSBC Visa Signature and AE Platinium, 想問邊張儲miles底D?

    1. 兩張都唔抵,HSBC要中類別先抵

    • lam on June 30, 2015 at 1:51 pm
    • Reply

    小斯, 想請問一下,
    如果用VS交3電話費(係WATSONS交), 係咪都計最紅獎賞類別第3類? 即係有$4.1675 = 1里?

    1. 唔清楚,未試過

    • Derek on June 29, 2015 at 5:58 pm
    • Reply

    出了這張卡 VS, 想問下5倍去了食飯, 但星期五簽外幣, 咁即係幾錢有一里? VS X3 + 星期五 X5 嗎?

    1. 計返4倍分only

    • CC on June 5, 2015 at 5:07 pm
    • Reply

    小斯

    想問申請Visa Signature卡
    迎新$800「獎賞錢」, 簽賬包 ebanking 繳交保險費用嗎?

    1. 包呀

    • Denise on June 1, 2015 at 12:55 am
    • Reply

    小斯, 你好呀~
    請問擺酒係咪碌呢張卡係咪唔中最紅自主奬賞的餐廳或食肆的香港簽賬?
    因為我見佢寫餐廳或食肆的香港簽賬不包括於酒席宴會、私人宴會,
    應該用邊張卡簽食埋迎新最抵呢?
    謝謝

    1. 請問擺酒係咪碌呢張卡係咪唔中最紅自主奬賞的餐廳或食肆的香港簽賬?
      因為我見佢寫餐廳或食肆的香港簽賬不包括於酒席宴會、私人宴會,
      –>睇情況,有啲酒樓計

      應該用邊張卡簽食埋迎新最抵呢?
      –>渣打worldmiles: 渣打Worldmiles:http://flyformiles.hk/2943

    • Lemon Tea on May 27, 2015 at 2:50 pm
    • Reply

    是否就咁打上去就有得WAIVE ANNUAL FEE???

    • Ho on May 16, 2015 at 3:57 pm
    • Reply

    請問全港電訊係咪只包列出的?
    Hkbn, cabletv , nowtv又算唔算係獎賞類別入面呢?
    謝謝

        • HO on May 18, 2015 at 1:09 pm
        • Reply

        唔該晒小斯

        還有一個問題, 我不太明白
        我申請了VISA SIGNATURE之後把所有的5X放到DINING
        好似話申請了最紅獎賞類別 就當自動申請埋最紅星期五

        我現在CSL, 3, 都用了VISA SINGATURE自動轉帳, 咁究竟需唔需要星期五自己ONLINE BANKING交呢D費用呢? 還是這個最紅星期五只能用於揀了的最紅獎賞類別呢?

        先謝謝你的回答

        1. 最紅星期五只能用於揀了的最紅獎賞類別

    • chingkin on May 15, 2015 at 10:14 am
    • Reply

    Hello 小斯,

    我想問最紅星期五既獎賞係咪有QUOTA架?
    我係網上見到話每季得頭 HKD 9000 可以計算在內,真的嗎?

    謝謝。

    1. 有,真,我有寫
      https://flyformiles.hk/2698

    • AXGS on May 14, 2015 at 9:30 pm
    • Reply

    海外簽賬簽4.1675蚊就有1里,是否要SET額外5X「獎賞錢」去賞世界?

    1. 唔使,唔揀都有

        • AXGS on May 14, 2015 at 11:01 pm
        • Reply

        喔,咁我想問如果我海外簽帳$10000,揀額外5X「獎賞錢」去賞世界會大約有幾多到?
        有點複雜@@
        THX

        1. 10000/9 (星期五除外)
          10000/14 (星期五)

    • Carlo on May 5, 2015 at 4:30 pm
    • Reply

    如果我有一張Visa Signature加一張Paltinum,最紅獎賞類別可唔可以一個揀食市,一個揀外國簽賬?

    1. 唔得

    • John on April 27, 2015 at 2:59 pm
    • Reply

    小斯,
    我睇hsbc網站話,每年自主獎賞最高簽賬系180k?If I finish this 180k in visa signature, can I use another 180k by another platinum visa card?

    Besides, 中最紅獎賞類別 seems pretty easy & cover most ppl most expenditure. Even oversea (e.g. US) has hkd4.1 / miles, which is not much difference compared to DBS black. It seems not much value to keep DBS black.. how do you think?

    1. 我睇hsbc網站話,每年自主獎賞最高簽賬系180k?If I finish this 180k in visa signature, can I use another 180k by another platinum visa card?
      no

      Besides, 中最紅獎賞類別 seems pretty easy & cover most ppl most expenditure. Even oversea (e.g. US) has hkd4.1 / miles, which is not much difference compared to DBS black. It seems not much value to keep DBS black.. how do you think?
      –>有好多消費hsbc都唔中類別,所以只能靠dbs black

    • on April 21, 2015 at 4:59 pm
    • Reply

    我而家用緊 DBS World Master,打算申請張 HSBC Visa Signature,見佢海外消費好抵咁~~

    想問問小斯,如果 Paypal 轉咗港幣結算,係當本地定係海外消費呢?

    1. 本地

    • jim on April 16, 2015 at 2:25 am
    • Reply

    https://www.hsbc.com.hk/1/2/special/chinese/cards/prom223#content

    岩岩收到白金visa卡,見上面話海外簽帳每100蚊有5蚊賞獎錢,每1蚊可以換15里
    即係登記左「飛行優惠計劃」之後,就可以有4蚊換3里嗎?

    1. 咩4蚊3里呀? 唔係登記飛行優惠計劃呀!係登記呢個promotion就得

        • Jim on April 16, 2015 at 1:30 pm
        • Reply

        係咪登記「最紅旅遊優惠」,就可以每1000蚊換到750里?另外仲有換里數要300蚊手續費?

    • Alex on April 9, 2015 at 6:05 pm
    • Reply

    請問淘寶用VS 俾錢算唔算”賞中華” , 如果星期五找數係咪可以食埋星期五個雙倍獎賞?

    THX!

    1. 俾人仔就! 可以

    • Alex on April 7, 2015 at 9:56 pm
    • Reply

    收到張VS 月結單…計算獎賞錢部份唔係睇得好明。星期五額外5X 部份是否要遲D 先入賬? 得到的獎賞錢同我計的有出入~

    1. 遲啲入的

    • Raining on April 6, 2015 at 12:12 am
    • Reply

    小斯你好~
    1. 請問自動轉帳交smartone台費算中最紅自主嗎?(我唔係賞玩樂都有額外3x?) 定係要自己手動每個月去比?
    2. 用visa signature 卡星期五簽自主類別已有14x, mobile payment仲會額外有3x嗎?total 17x ?

    1. 1. 算
      2. 會

        • Tommy on April 24, 2015 at 11:00 pm
        • Reply

        而家mobile payment仲有額外3x咩?

        1. 無mobile payment啦

    • W Pisces on March 3, 2015 at 8:46 pm
    • Reply

    唔該小斯我想問下如果我上網訂廉航,佢結賬張賬單係以日圓做單位,咁算唔算「賞世界」哩個範疇呢?

    1. 算~外幣就係架啦

        • W Pisces on March 3, 2015 at 10:39 pm
        • Reply

        THX~

    • Alex on February 27, 2015 at 2:35 pm
    • Reply

    讀明白後, 發現 VISA SIGNATURE 非常强大, 現在忽發奇想, 以後向阿媽發放家用時, 不妨考慮俾百佳現金券….咁樣可以連家用都有MILES~~

    1. -_-

    • Alex on February 27, 2015 at 11:32 am
    • Reply

    UNY 超級巿場算唔算賞家居呢?

    UNY 百貨就中…但超巿唔清楚

    1. 我都唔清楚,唔好意思,建議你打去hsbc到問下

        • Alex on March 3, 2015 at 5:26 pm
        • Reply

        UNY 超巿都中的~~

    • KO on February 13, 2015 at 10:28 am
    • Reply

    小斯你好,我無payroll record可show。打算去hsbc開戶放asset申請,睇落好似600k的visa signature好用過1M的hsbc premier?

    1. 係呀

    • Tomy on January 28, 2015 at 7:12 am
    • Reply

    打去問可唔可以upgrade, 佢check 一輪話而家無promotion 做緊. 灰…
    其實有無成功例子?? 由金卡升上去做Signature?

    1. 無得upgrade,只能重新申請

    • JC on January 26, 2015 at 10:15 pm
    • Reply

    Hello 小斯,

    Do you know is there any complimentary travel insurance for card holders?

    Thanks a lot,

    1. prestige, premiermiles等等都有既

        • JC on January 27, 2015 at 6:33 pm
        • Reply

        Hello 小斯,Thanks for reply,
        so if I pay for flights with my hsbc signature card I will have complimentary insurance right?

        1. hsbc signature no insurance ga

    • Jack T on January 14, 2015 at 10:38 pm
    • Reply

    Hello 小斯

    如果有匯豐戶口,這張卡系唔系可以當取款卡用?

    1. 可以呀

    • Soooo on January 13, 2015 at 2:21 am
    • Reply

    小斯,我本身有hsbc visa白金,我想申請埋visa signature,你覺得我直接申請張新咭好,定係upgrade張白金做signature好呢?

    • Chris on January 8, 2015 at 10:00 pm
    • Reply

    年薪差5萬,唔知有冇機會申請到呢?而家有HSBC Platinum

    • FF on January 5, 2015 at 12:17 am
    • Reply

    甘上Apple website 訂野用唔用到呢個傻惠呢?

    1. apple website唔屬於任何一個類別

        • Max on January 26, 2015 at 9:36 pm
        • Reply

        點解唔系豐澤百老匯買啊?賺盡距~

    • soooo on January 2, 2015 at 9:25 pm
    • Reply

    小斯,我本身有hsbc白金,如果我申請埋呢張,係咪都係俾一次$300就可以將兩張咭既分換做里數?
    另外,如果我申請呢張,張白金係咪可以cut?cut的話,原本d分係咪會自動過落去新咭度呢?thanks

    1. 我本身有hsbc白金,如果我申請埋呢張,係咪都係俾一次$300就可以將兩張咭既分換做里數?
      –>係!

      如果我申請呢張,張白金係咪可以cut?cut的話,原本d分係咪會自動過落去新咭度呢?
      –>唔係,除非你係upgrade

    • Max on December 21, 2014 at 4:03 pm
    • Reply

    小斯你好啊~

    關於最紅獎賞:本地簽賬:$1=1分 / $16.67 = 1里(最紅獎賞類別:$1=4分 / $4.1675 = 1里;中5倍既,就$1.85 = 1里;中5倍 + 星期五就$1.19 = 1里)

    我發現點都計唔到$1.19=1里甘低。比如話我將5倍放曬落“賞家居”,然後星期五簽,全數簽$100,000,根據計算出來的結果(https://www.redhotoffers.hsbc.com.hk/tc/maximiser),都係得38,700里,平均都系得$100,000/38700里=$2.58一里,所以想問下1.19點計出來噶,我係咪漏左D乜嘢?

    1. inbox覆佐你了

      • Pat on January 5, 2015 at 5:29 pm
      • Reply

      每簽$250=1獎賞錢
      自主消費類別每簽$250=5獎賞錢
      逢星期五簽自主消費類別每簽$250=5獎賞錢
      Visa Signature每簽$250額外再俾3獎賞錢

      即於星期五用Visa Signature簽自主消費類別每$250=1+5+5+3=14獎賞錢

      每一個獎賞錢=15 Asia Miles

      即每簽$250有210 Asia Miles,即每簽$1.19就有一個mile

        • Max on January 26, 2015 at 9:31 pm
        • Reply

        多謝曬,好清楚~~

        #1. 甘其實只要系自主消費類別,無論有無放5倍落去,用signature簽係咪都要4.1蚊一里?比如話我用visa signature交3噶電話費?

        #2. 我睇hsbc網站話,每年自主獎賞最高簽賬系180k?多左果D唔計?

        1. 1. 係
          2. 係

            • Max on January 28, 2015 at 9:56 pm

            小斯我來Update你啦~

            最紅星期五凈系得前面9000蚊可以有多5x積分。之前唔知道,上星期五大拿拿簽左2w幾蚊噶野。。結果發現都係得9倍積分。。。

            • 小斯 on January 28, 2015 at 11:31 pm
              Author

            我知呀,我係最紅星期五個post到都有講,謝謝

            • Max on January 29, 2015 at 9:41 am

            我無認真睇就真~不過建議將9000蚊係尼個post都講下~

            不過總之1.85=1哩已經好滿足了。慘了,越來越覺得Prestige嘛嘛地了,哈哈。

            另外我想問下,我衣架見到嘎獎賞錢,要換嘎時候先至登記飛行哩數計劃?

            • 小斯 on January 29, 2015 at 4:57 pm
              Author

    • siulam on December 20, 2014 at 3:00 pm
    • Reply

    hi 想問係咪只可以打22333000 waive 年費?我㯲咗之後佢話要同客戶服務聯絡,但五分鐘都冇人聽! 之前platinum 就咁㩒就得。
    有冇咩方法或咩時間易d有人聽?

    1. 總知打你卡後面個電話

    • King on December 15, 2014 at 1:24 am
    • Reply

    分享一下,岩岩apply左新卡,打去cs問原來已經自動免年費到2019年12月31日。希望幫到大家。

    1. well? 咁好? XD
      話說我岩岩先waive完年費黎

      • Alex on March 5, 2015 at 3:18 pm
      • Reply

      資料提供:

      我一開卡, 即CHARGE 我年費2000, 打電話上去CS 要求WAIVE , 約一星期收到回覆話 WAIVE 到

    • Benny on December 12, 2014 at 11:10 am
    • Reply

    Hi 小斯~~

    我岩岩收到張卡喇~~正式成為我既食飯卡~~但我想問~~

    佢果個所有項目自動3X可否同星期五一齊用???即係非食飯類別星期五購物都6X??

    1. 唔得架
      要你揀佐做最紅自主獎賞既類別先會可以同最紅星期五一齊用

    • Benny on December 10, 2014 at 9:27 am
    • Reply

    我岩岩網上APPLY左……係咪會無左咁多位講既$1200賺200的迎新架???

    同埋白D金獎賞錢係咪唔可以自己過落去新卡度架??

    1. 我岩岩網上APPLY左……係咪會無左咁多位講既$1200賺200的迎新架??? 無佐

      同埋白D金獎賞錢係咪唔可以自己過落去新卡度架?? 唔可以,除非你係upgrade

    • Victor on December 6, 2014 at 3:12 pm
    • Reply

    哩個星期收到 hsbc 信,28/11-31/1用信用卡交稅有 RC, $250=1RC,上限 $25,000。你地有冇人收到呀?

    1. 好多人都收到呀,不過我無XD

        • Victor on December 6, 2014 at 6:50 pm
        • Reply

        咁就唔洗用建行銀聯喇!

        1. 係呀,少佐重功夫,不過我唔知你交幾多稅,所以睇住個promotion個limit黎交啦

    • JC on December 3, 2014 at 10:53 pm
    • Reply

    我收到張卡la, 不過想問佢係咪我一 activate 就會收我年費?洗唔洗未 activate 打去 waive o左先?定等佢 bill 我先?我驚佢唔 waive 我但我又用過張卡會焗我俾 $2000..

    1. 等佢收先打去waive
      我都岩岩waive完@@

        • JC on December 4, 2014 at 8:31 am
        • Reply

        語音㩒定同CS講?搏去CS 好耐都冇人聽….thanks

    • Grace on December 2, 2014 at 7:02 pm
    • Reply

    終於等到佢 send upgrade 信嚟喇!
    之前冇嘢送自己申請唔抵,依家 waive 兩年年改 + 200 RC… 簽 $1200 就有

    1. 由我讀year 1到佐宜家畢佐業做佐一年野,呢間銀行都無邀請過我參加任何活動 .\__/.

        • Grace on December 3, 2014 at 3:17 am
        • Reply

        你大快申請喇,佢都寄唔切信俾你。
        我諗番起 Yr 1 申請 credit card 冇 welcome offer 好唔抵,不過都係那些年了~ haha

        1. 我申請佐啦!佢係都要我做主動既~

      • PANG on December 3, 2014 at 2:50 pm
      • Reply

      我日日上去ebanking睇, 一直等到12月都冇邀請信, 頭先鼓起勇氣自己申請
      希望approve我啦! .\/.

        • Grace on December 4, 2014 at 10:35 am
        • Reply

        我等信係諗住要welcome咋, $1200 spending for 200 RC :p

    • JC on November 25, 2014 at 6:13 pm
    • Reply

    I already got hsbc platinum, plan to apply CX AE to earn 迎新
    is it worth to use CX AE for daily expenditure ($5/miles) and use my hsbc platinum for 5X dining rewards? ( of coz i will cut the CX AE after 1 year to avoid annual fee)
    or i should keep give up using CX AE after earning all 迎新miles and apply hsbc visa signature for daily expenditure?
    and i would like to collect avios too, so 大新 one is the choice? but is it possible to collect asiamiles and avios at the same time or i should just concentrate on asiamiles , otherwise 兩頭唔到岸?

    Thanks!!

    1. 首先 要記得一個原則 就係cx張ae只係迎新抵 除非你平時既簽賬係可以用ae
      然後ba係for短途,am係for長途
      你應該搞清楚自己目標係咩先
      然後兩邊儲係ok既
      因為ba啲miles suppose係無限期 (只要你36個月個account既里數有加減過)
      但係am如果你唔係用啲無限期既卡
      變相就會得2年(HSBC) + 3年(AM)
      即係5年
      咁你就要考慮呢點
      但當然用citi prestige就可以解決晒所有問題啦,因為佢積分無限期,而且又可以換am/ba

        • JC on November 25, 2014 at 9:58 pm
        • Reply

        thanks 小斯 for quick reply!!
        其實我係想儲下 BA for 短途
        但最近用o左 建行加 hsbc 交稅儲分 (交稅兩個人共14萬), 好似開咗個頭儲 AM 咁,同埋見 HSBC visa signature 好像好易儲AM 咁,所以心思思咁。。。
        不過如果申請 hsbc visa signature, 應該大部份野都用佢簽 (最紅bonus 都包咗好多日常消費),應該冇咩可以用大新簽….

        係咪太大貪? ^^”

        1. HSBC visa signature超易!!!!!!
          又唔係好貪既,我宜家都好多時都係用HSBC VS
          但係例如啲網購俾港紙個啲都仲係要俾大新既

    • 小龍 on November 21, 2014 at 11:35 pm
    • Reply

    小斯, 
    請問HSBC Visa Signature 係咪所有個D Hot Rewards, 不論有無申請 5X 都有 3 倍嗎 .
    即係話佢好多時都係 HKD 5.5/里 ? 如過中 5X 就 hkd 2.08 /里 ?

    重有如果我有Premier Credit Card, 係咪可以經Premier 換Visa Signature D 分落英航 ?

    1. 不論有無申請 5X 都有 3 倍嗎
      –>係呀!不過係額外3X,所以計返係4倍

      重有如果我有Premier Credit Card, 係咪可以經Premier 換Visa Signature D 分落英航 ?
      –>唔得,d分分開既

    • hihi on November 19, 2014 at 11:50 am
    • Reply

    白金卡既獎賞錢係咪會過返落signature?

    1. 下??
      下??

    2. 下?完全唔明!

    • Chiccat on November 12, 2014 at 11:53 pm
    • Reply

    澳門紙 is counted as 海外簽帳

    • Grace on November 12, 2014 at 3:33 pm
    • Reply

    Wanna apply but no promotion now .V.
    And no upgrade letter from HSBC ~_~
    ai….

    • SY on October 26, 2014 at 12:31 am
    • Reply

    小斯:

    請問你-

    (1) 以 HSBC visa signature 經網上銀行繳交大學學費,是否屬於 “網上繳費賬單” 獎賞類別 ; 

    (2) 以 HSBC visa signature 支付海外網站購物開支,能享有獎賞或回贈優惠嗎?

    謝!

    1. 1. 不是
      2. 有

        • Tomy on November 3, 2014 at 3:08 am
        • Reply

        咁如果白金卡 經網上銀行繳交大學學費呢? 又點計?

        1. 網上繳費賬單:$1=1分 / $16.67 = 1里

            • Tomy on November 3, 2014 at 4:31 pm

            咁點解HSBC visa signature又唔計 網上繳費賬單?

            • 小斯 on November 4, 2014 at 5:18 pm
              Author

            計的
            16.67 1里

    • manman on October 10, 2014 at 1:11 pm
    • Reply

    年薪唔夠,hsbc戶口只有幾萬
    但名下有物業
    你話申唔申請到?

    1. 物業呀??? 可以試下用物業既>< 不過機會唔多得><

    • Eva on October 1, 2014 at 12:52 pm
    • Reply

    小斯,我想問下年底前會去南韓lotte duty free 買野visa sigature 有10%off, 請問Hsbc visa signature 定DBS 張visa signature 抵d?平時都會出街食飯用BEA的,係咪hsbc仲好? thankssss

    1. 答佐你了xd
      bea就快冇得用啦:p

    • Jeff on September 26, 2014 at 2:16 pm
    • Reply

    剛打給cs,, 話唔接受新用戶apply 住, 囧

    1. 唔係呀 得架-_- 你照上網submit份form就得
      CS應該答錯佐你=0=

    • Jeff on September 25, 2014 at 4:10 pm
    • Reply

    再申请 moble payment 会有额外 3x 奖赏钱 , 会喺 11x 之外 再 3x ?

    1. YES
      http://flyformiles.hk/?p=1363

        • TW on September 30, 2014 at 11:41 am
        • Reply

        但HSBC Mobile payment可能因為無貨, 不論近期朋友的新白金卡定係自己的Visa Signature, 申請左mobile payment一樣無

        1. 可能經我幫佢PROMOTE
          佢就即刻唔夠貨 HAHAHA

    • Grace on September 25, 2014 at 12:53 am
    • Reply

    個獎賞錢分配係咪跟到我2015年12月㗎?舊年求其揀咗3x dining, 2x home….我啱啱8月先開始儲 miles, 依家好想將 5x 擺晒去 dining 囉

    1. 係呀-_- 跟到你好耐好耐好耐好耐><

        • Grace on September 25, 2014 at 5:54 pm
        • Reply

        T__________T

    • Ray on September 24, 2014 at 9:51 pm
    • Reply

    小斯你好!
    我本身有HSBC 白金卡,而且已經用左幾年.如果upgrade 左vs係咪會冇左白金張卡? 定係可以另外申請?

    1. 係呀 如果你揀upgrade就會冇佐白金個張
      如果你選擇另外申請就兩張可以同時存在

    • Cherry on September 23, 2014 at 7:39 pm
    • Reply

    匯豐運籌理財白金Visa卡同visa signature卡,邊張優惠多d?謝謝。

    1. 儲分黎講係visa signature,但係以其他優惠黎講係運籌

        • kof2003 on November 12, 2014 at 7:55 am
        • Reply

        運籌有咩優惠? 拎左張卡都冇用過
        同普通白金卡有分別?

        1. 運籌既分有三年期
          普通白金得二年期

            • kof2003 on November 13, 2014 at 8:47 am

            第一次知這個, Thanks 小斯
            搭單想問多句, 同一銀行信用卡, 其實迎新係咪只可以食其中一樣?
            i.e. citibank rewards 同 citibank premiermiles ?

    • TW on September 22, 2014 at 12:13 pm
    • Reply

    已成功出卡,但一開卡即收左我$2000年費,打左去waive,CS話三個工作日內覆。之後再update大家

        • TW on September 26, 2014 at 5:23 pm
        • Reply

        今日CS打來, 已Waive年費。但可能呢張卡太新, 唔可以直接用語音電話waive, 一定要同CS講。

        1. 正 多謝報料

          • Jeff on September 30, 2014 at 11:09 am
          • Reply

          HI, TW

          你喺全新客戶 or 舊客 upgrade ?

    • Leslie on September 18, 2014 at 8:34 am
    • Reply

    舉手問問題!如果我有HSBC Premier同呢張Visa Signature,我之前用HSBC Premier登記晒最紅獎賞做食飯卡,我宜家用呢張Visa Signature係食飯到用,d分會入落邊張卡到?因為我係用英航,呢張Visa Signature對我黎講有冇用?定係我繼續用HSBC Premier就足夠?謝謝!

    1. 落係張VISA SIGNATURE到

      因為我係用英航,呢張Visa Signature對我黎講有冇用?
      –>咁就冇了~

    • Derek Poon on September 17, 2014 at 8:21 pm
    • Reply

    唔知幾時出HSBC visa infinite?

    1. 唔知呀

    • Jason on September 17, 2014 at 11:45 am
    • Reply

    兌換MILES手續費:一年300蚊 <– 有沒有一個級別的匯豐卡可以豁免此收費?

    1. 冇呀>< 係喎 上次話答你資產證明可以用黎申請張visa signature既 我問返原來係得係HSBC既資產先計-____- 因為有fans俾人reject佐

        • Jason on September 17, 2014 at 4:50 pm
        • Reply

        oh, 咁我可以慳返 lu XD

    • Miss Yiu on September 16, 2014 at 10:48 pm
    • Reply

    Hi Siu Xi,

    One more question, I now own HSBC Platinum card, I would like to ask if I also apply for the Visa Signature, can I have the two credit card’s bonus cash account combined?

    One more thing, if I already register my Platinum card with 5x & 6x cash reward for restaurant (HKD 2.78/mile), may I register the visa platinum with other category for the 5x & 6x or actually it is compulsory preset as the same category (restaurant) as the Platinum card?

    What would you recommend me to register 5x & 6x for the visa signature?

    Thank you!

    1. One more question, I now own HSBC Platinum card, I would like to ask if I also apply for the Visa Signature, can I have the two credit card’s bonus cash account combined?
      –>no~ the two accounts are separated

      One more thing, if I already register my Platinum card with 5x & 6x cash reward for restaurant (HKD 2.78/mile), may I register the visa platinum with other category for the 5x & 6x or actually it is compulsory preset as the same category (restaurant) as the Platinum card?
      –>yes, it’s actually it is compulsory preset as the same category (restaurant) as the Platinum card

      What would you recommend me to register 5x & 6x for the visa signature?
      –>of coz restaurant

    • gigiyu on September 16, 2014 at 9:58 am
    • Reply

    係咪即是如果我係揀賞家居 (超市電器), 買左$500, 用呢張咭俾錢, 又係星期五,就會有14X 獎賞錢呢?
    如果吾係賞家居, 但中左其他5大類別, 就有3X 獎賞錢呢?

    1. 係咪即是如果我係揀賞家居 (超市電器), 買左$500, 用呢張咭俾錢, 又係星期五,就會有14X 獎賞錢呢? 係

      如果吾係賞家居, 但中左其他5大類別, 就有3X 獎賞錢呢? 仲有基本個1倍 所以係4X呀

        • chris on April 16, 2015 at 11:39 am
        • Reply

        請問Visa Signature 額外的3X 獎賞錢 在冇登記類別 星期五會不會有雙倍? e.g. 1X + 3X x 2 = 7X?

        1. no

    • Kevin on September 15, 2014 at 8:37 pm
    • Reply

    佢要入息同資產都meet 到先得? 定係是但中一樣已經得?

    1. 是但中一樣

    • Victor on September 15, 2014 at 8:22 pm
    • Reply

    我收到 invitation 由 platinum 上 哩張卡,話免2年年費,另外頭60日簽 $1200 就有 200 cash dollar. 咁值唔值得 upgrade?

    1. 值! 梗係值! 仲有簽1200有200 cash dollar咁好 hahahahaha

        • Grace on September 16, 2014 at 12:22 am
        • Reply

        咁我博吓等 upgrade 先,反正呢兩個月要玩白金咭果個 promotion. 2萬有$1000獎賞錢。另外我收到信有個人自主獎賞,簽多過8千,extra 果1萬有4x

          • Grace on September 16, 2014 at 12:24 am
          • Reply

          我打過去 hotline 問冇welcome gift, 咁我等吓佢會唔會 send 信嚟,俾啲咁 so 嘅 offer 我先。
          不過我喺渣打出糧,佢見唔到我人工,唔知會唔會 upgrade 我

            • 小斯 on September 16, 2014 at 6:39 pm
              Author

            我覺得如果你本身有佢白金卡既 都會upgrade你既~

            • Victor on September 16, 2014 at 8:12 pm

            其實我冇 48 萬年薪,喺Hsbc 既資產都唔過 HKD 5萬, 只係用左 hsbc service 好多年,我咁都有得 upgrade,你放心喇。

        1. 博啦! 有好多fans都收到信話可以upgrade啦

            • Grace on September 17, 2014 at 1:24 am

            我原先諗住另外申請,依家等 upgrade 睇吓有冇咩 offer…heehee….我 HSBC 戶口得幾舊水咋,haha

            • 小斯 on September 17, 2014 at 1:27 am
              Author

            hahahahhahahahahah HSBC d 準則都唔知係點其實@@

    • jesse on September 14, 2014 at 9:24 pm
    • Reply

    小斯 請問星期五去宜家傢私買宜家傢私禮券可唔可以賺11x積分?

      • dorothy on September 21, 2014 at 11:19 am
      • Reply

      小斯做咩唔答人啊
      算啦,已買咗

      1. 嘩 我直頭睇唔到條問題既存在

    1. 如果你係揀佐賞家居 就可以呀

    • Miss Yiu on September 14, 2014 at 7:21 pm
    • Reply

    Hi

    Do u kbow if I already have one hsbc platinum card, and I also apply for this visa signature, when I want to convert my bonus point to miles after 2 years from both cards ,do I need to pay 300 total for joining the mile conversion program or I need to pay 600 in total?

    1. Pay 300 only

    • Sean on September 14, 2014 at 7:05 pm
    • Reply

    我見過新加坡果張,好靚,張卡仲會閃是下架xd

      • Derek Poon on September 14, 2014 at 8:30 pm
      • Reply

      新加坡果張係VISA INFINITE, 俗稱「天價飛行卡」

      1. @[email protected]

    1. 我都想見下/__\

    • Miles fan on September 14, 2014 at 5:27 pm
    • Reply

    If I pay $300 annual fee for mileage conversion, is it $300 for all my HSBC credit cards or $300 per credit card account? Thanks

    1. for all credit card

    • Kevin on September 14, 2014 at 11:48 am
    • Reply

    CS 講左可以waive 年費? 咁首年既年費呢?

    1. =0= waive年費同waive首年年費有乜分別?? hahahaha

  1. 其實同platinum有乜唔同?

    1. 好大分別!
      呢張卡最紅自主獎賞個6個類別到 會額外多3倍

    • JAYCEE on September 13, 2014 at 6:52 pm
    • Reply

    小斯
    ,
    想問下我以家食緊之前白金visa個優惠第3-6個月簽8250 有3000里,, 賺曬呢個迎新先唔用呢張白金。之後再申請張visa sign ? 係咪應該咁做?

    1. 你照申請呢張白金冇關系架~ 因為係separate既

    • xylon on September 13, 2014 at 12:42 pm
    • Reply

    知唔知點先有得 upgrade 呀?真係要一年人工夠 48k 先得?

      • PANG on September 13, 2014 at 3:08 pm
      • Reply

      打上去2233 3777問下啦, cs會答你~

      1. 哇哈哈哈哈哈哈哈 笑佐XD

    1. 肯定係啦! 或者你靜靜到博佢upgrade你

      • Derek Poon on September 15, 2014 at 1:46 pm
      • Reply

      用左UPGRADE東亞FLYER WORLD MASTER的個招, REQUEST到由VISA金卡UPGRADE去VISA SIGNATURE

        • PANG on September 15, 2014 at 8:05 pm
        • Reply

        吓?
        你R到由Visa Gold up去Signature ?
        跳左兩級wor

        • Kit on September 17, 2014 at 10:39 pm
        • Reply

        Derek Poon: 好想知師兄有咩策略可以由金卡UPGRADE 做VISA SIGNATURE, 可否指教一下小弟嗎?? 謝謝

          • on November 5, 2014 at 3:56 pm
          • Reply

          完全唔知佢點佢UPGRADE. 我有兩張HSBC卡, 一張係白金, 用左5年以上, 剛剛仲簽左20000賺佢個1000獎賞錢, 張金卡反而用左一年, 只入係貪佢迎新部LG印相機, 反而佢UP左我張金卡.

    • Chris on September 12, 2014 at 10:53 pm
    • Reply

    They just sent me an upgrade invitation (from Visa Platinum) so I am going to take it. 小斯,請問以後水電煤是否direct debit 便可,不用pay online? Still can get rewards?

      • Grace on September 13, 2014 at 3:28 am
      • Reply

      Congrats

    1. 可以呀
      但係用匯豐direct debit交唔抵喎
      同埋唔好upgrade我覺得會好D
      當重新申請

        • Grace on September 16, 2014 at 12:18 am
        • Reply

        點解重新申請好過 upgrade 呀?

        1. 因為我覺得如果touch wood佢真係收佐我年費我都仲有第二張卡頂住XD

          • eliza on September 25, 2014 at 5:01 am
          • Reply

          因為hsbc每張咭有自已credit limit, 即係多張咭, 多個額用

            • 小斯 on September 25, 2014 at 5:16 am
              Author

            YES HAHA

  2. 交稅都得?

      • Chiccat on September 12, 2014 at 11:05 pm
      • Reply

      交稅無分

      • Derek Poon on September 13, 2014 at 12:08 pm
      • Reply

      應用: 建行銀聯 + HSBC 白金 / VISA SIGNATURE / PREMIER

      1. 建行用pps定直接銀行debit去?

        1. 用ebanking交!

      2. 謝謝你

    1. 交稅乜分都冇架
      除非你先用建行銀聯交稅 再用HSBC白金以上既卡找數
      咁就有分啦。

      1. Hsbc找建行用pps?

        1. NONONONONONO 用ebanking

    • Victor on September 12, 2014 at 6:20 pm
    • Reply

    小斯,請問買惠康 coupon 可唔可以賺分架? Thanks

    1. No problem

    • Crystal on September 12, 2014 at 5:52 pm
    • Reply

    如果佢話要收我年費, 我有無得downgrade返用platinum定要cut卡呢? 我用左hsbc成10年啦,..

    1. 呢張唔係upgrade架喎!

    • kzyo on September 12, 2014 at 3:09 pm
    • Reply

    小斯我想問 visa signature 找唔找到建行銀聯呀?

    1. 白金卡以上就OK 找到兼有分架啦

    • xylon on September 11, 2014 at 11:30 pm
    • Reply

    如果申請到呢張卡, visa plantinum o個張基本上冇用了?

      • Chiccat on September 12, 2014 at 12:16 am
      • Reply

      Yes

    1. ^^ 係XD

  3. YES XD

      • Grace on September 12, 2014 at 11:57 am
      • Reply

      U pay $2000 annual fee *0*

    1. 我冇架 我試下申請喳~

    • Miles fan on September 11, 2014 at 9:35 pm
    • Reply

    網上繳費賬單 is not 最紅獎賞類別
    therefore no extra 3x rewards

    1. O! agree!! thx!

        • SY on October 26, 2014 at 12:38 am
        • Reply

        小斯:

        請問你-

        (1) 以 HSBC visa signature經網上銀行繳交學費,是否屬於 “網上繳費賬單” 獎賞類別 ; 
        (2) 以 HSBC visa signature支付海外網站購物開支,能享有獎賞或回贈優惠嗎?

        謝!

        1. 1. 不是
          2. 有

      • Chiccat on September 12, 2014 at 12:18 am
      • Reply

      第2類漏咗電訊,應該交嗰D 費有x4

      1. ^V^

    • Soooo on September 11, 2014 at 9:19 pm
    • Reply

    小斯係咪打錯左,年費2000,唔係兌換MILES手續費2000呀(^o^)

    1. 係XD 傻佐XD

    • nankai_zy on September 11, 2014 at 8:39 pm
    • Reply

    兌換MILES手續費:每年2000?

    1. 打錯佐-_-

    • Chiccat on September 11, 2014 at 8:30 pm
    • Reply

    有無annual fee waiver?

    1. 我仲未firm呀><

        • JC on February 19, 2015 at 2:44 pm
        • Reply

        我既wavier左lor~

          • Janice on May 27, 2015 at 2:49 pm
          • Reply

          是否就咁打上去就有得WAIVE?

            • 小斯 on May 27, 2015 at 4:11 pm
              Author

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