媽媽最愛 – CITIBANK REWARDS信用卡

12月5日或之前投保安聯旅遊保險都有55折呀:flyformiles.hk/scb.ti

之前不斷都有FANS問點解小斯唔同大家介紹CITIBANK張REWARDS卡, 問係咪呢張卡唔好儲MILES, 所以先唔介紹, 其實又唔係既, 因為小斯見呢張卡換MILES要手續費先唔同大家介紹, 咁大家係上班一族, 何必要捱貴手續費呢?

不過其實呢張卡都幾好用架, 小斯我都有, 最緊要係學生都申請得!

rewards-master-card

 

 

 

 

 

本地簽賬:$1=1分 / $15 = 1里
於全港超級市場、百貨公司及電訊公司 (包括以自動轉賬繳付之電子賬單#):
$1=5分 / $3 = 1里

海外簽賬(1.95%手續費) :$1=1分 / $15 = 1里

自動轉賬繳交賬單:$1=1分 / $15 = 1里

電訊公司以自動轉賬繳付之電子賬單:$1=5分 / $3 = 1里                     

網上繳費賬單:0

其他網站網上購物:$1=1分 / $15 = 1里

八達通自動增值:$1=1分 / $15 = 1里

分期簽賬:$1=1分 / $15 = 1里

積分有效期:沒限期

兌換MILES手續費:每換5000里收50蚊, 最低收50, 最高收300

年薪要求:
PREMIUM:15萬
TITANIUM:8萬/學生的話唔使入息證明

迎新優惠:已沒有關里數迎新

優點:
1。日日去各大超級市場同百貨公司買野(同埋交電話費,都可獲5倍積分,即係3蚊1里既優惠,最岩晒媽媽用~
2。積分無限期,儲埋一次過換里數咪可以摼返個手續費
3。迎新優惠都幾吸引
4。年薪要求低,學生仲唔去申請?
5。就算唔換里數都好,換戲飛同換COUPON都好抵,計返有成2。17%回贈

缺點:
1。換里數要錢,唔緊要,儲埋一次過先去換囉
2。八達通自動增值服務得15蚊1里
3。海外簽帳毫無優惠
4。只係得超市同百貨公司買野同交電話費先抵

 

不斷都有FANS問我,邊張卡最好邊張卡最好,其實真係好難答你地,因為每個人既消費模式都唔同,例如係媽媽既你,成日去百佳,咁咪用REWARDS卡囉!其實一個最佳既信用卡組合,係每個人都唔同既,小斯既組合唔代表用係大家身上都有用,大家申請信用卡之前,不妨諗下自己平時邊方面洗錢比較多,再諗下自己係想換里數定換錢,拿,換里數又要睇換咩地方架,最後知自己想點啦,就再黎問下我,我再俾D意見大家啦:)

禁呢到申請啦!

 


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228 comments

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    • emma on May 17, 2013 at 4:46 pm
    • Reply

    用dbs visa 出街食飯–>反而我用用hsbc 因為佢有個6x分可以選用喺全港食肆=2.5 /miles 係唔係抵過佢 dbs? 淨係會用dbs 飲pcc coffee: )

    1. 如果你將6倍分晒做食個面係真係抵過dbs ar

    • 意粉 on May 17, 2013 at 10:27 pm
    • Reply

    我的信用咭組合
    HSBC Platinum 六倍分逢食肆必用
    DBS Black Card 其他時候用
    國泰運通咭 酒店食肆及特別優惠用$8=5Miles(激抵)

    1. 幾好幾好! 建議整多一張專係用黎繳費既:)

    • Elise on May 18, 2013 at 2:43 am
    • Reply

    呢張要幾錢年費?

    1. 呢張介紹得俾你地既… 梗係免年費啦:)

    • lily on May 19, 2013 at 5:37 pm
    • Reply

    小斯~我2星期前剛係citibank申請信用咭~同個小姐講主要想儲里數,原本係諗住申請premierMiles ga, 寄到張咭黎先知係rewards,但我趕住黎梗有筆保險要簽$6xxx,剛發覺依張咭 迎新獎賞會有100,000積分~比起premier果張迎新獎賞4,000里數(48,000積分)好似賺左,咁我look完依筆保險好唔好再申請premier果張~因為我都唔會係超市look card!!定係點好呀?

    1. 哈哈… 簽多幾千蚊直頭20萬分添呀=V=
      你呢個情況呢… 好簡單… 你首先食佐REWARDS既迎新優惠先…
      然後再申請過張PREMIER MILES…
      咁樣你只係會冇佐PREMIER MILES個迎新優惠…
      但係就會賺佐REWARDS O個個…
      但記得要過佐1年到先好CUT佐張卡呀…
      因為咁早CUT會有CHARGE架

    • Eunice on May 20, 2013 at 3:36 pm
    • Reply

    咁SC 360 reward 呢? 呢張儲分又抵唔抵?

    1. 我覺得Titanium個張都OK好用… 因為佢簽親食肆既話就有2倍分… 即係$7.5=1里…
      如果8號簽既話… 就正頭8倍分添…

      反而PLATINUM個張… 要簽夠4000以上既簽賬先有2倍分…

        • Eunice on May 29, 2013 at 4:02 pm
        • Reply

        可唔可以都介紹下standard chartered 張360 reward呢?

        1. 個張雖然小斯都有… 但係真心覺得麻麻地喳喎><

            • Eunice on June 5, 2013 at 12:33 pm

            因為我想比較下…到底用邊張好d嘛…
            我見你介紹既卡….好似得兩張卡既分數係無限期….
            而SC果張都係無限期….所以想睇下邊張好d …

    • lkh on May 21, 2013 at 1:13 am
    • Reply

    好吸引!!
    但我見除左首年…其他年費$1800 @[email protected]

    1. REWARDS卡唔使年費架:) 佢會免你架

    • winnie on May 26, 2013 at 5:07 pm
    • Reply

    rewards VISA定master好?
    但上citibank website…年薪好似要過15萬先得?
    甘唔夠咪…又申請唔到?

    依張轉里數係咪都唔駛手續費?

    1. 唔夠年薪既話就要申請titanium個隻REWARDS卡….
      放心… 優惠同PLATINUM個隻一樣既…
      至於VISA定MASTER好…
      其實真係冇所謂…
      因為張REWARDS卡你又唔會拎去外國用…
      所以申請VISA囉… VISA會方便過MASTER…
      因為小編琴日幫朋友係CHEAP TICKET HK個網買機票…
      佢MASTER要收我手續費…

    • Sys on May 28, 2013 at 1:08 am
    • Reply

    咁如果係學生申請咪就算頭兩個月簽到一萬都冇機會攞到二十萬分?

    1. 學生申請一樣咁計架喳…
      只要你之前冇CITIBANK既信用卡就可以

        • sys on May 28, 2013 at 10:09 am
        • Reply

        但係我上去問佢話學生只可以最多儲到5萬分果個迎新優惠

        1. 係咩??????????????????
          點解我上年儲到20萬個隻既-__-
          唔通上年同今年唔同???
          唔好意思 我都唔太清楚!

    • Kiu on June 19, 2013 at 8:24 am
    • Reply

    我諗住開佢個出糧戶口
    甘同申請張拎迎新有無衝突??

    1. 冇架 放心!

        • Kiu on June 20, 2013 at 1:57 am
        • Reply

        即系我可以一次過拎左出糧果8000里再簽夠一萬拎埋佢13333里??

        1. 係呀!

    • Jason on July 2, 2013 at 1:47 pm
    • Reply

    首先,多謝哂小斯你既詳盡解釋,令到大家都可以用盡每一次消費的獎賞
    另外,呢張卡都幾岩用,但我想問下呢張卡既銀聯卡,優惠係唔係一樣?都可以換里數?本身無銀聯,想開一張銀聯旁身,或者有冇咩好提議,thanks

    1. 優惠一樣
      但我問過冇得換里數><

        • Jason on July 3, 2013 at 3:51 pm
        • Reply

        唉丫…無得換里數就真係爭d!!
        咁銀聯卡有冇咩好意見?都為左海外消費用,國內用機會較少的,thanks

        1. 銀聯卡用永隆個張啦! 唔錯的! 又可以換里數!
          之前啲post我都介紹過既〜

    • CARMEN on July 20, 2013 at 6:42 pm
    • Reply

    我想問下呢咁CX 個張AE CARD 值唔值得申請同埋情況用最著數呀?
    睇完你D 介紹,真係要CUT 晒恒生中銀果D 無謂CARD 呀!

    1. 申請黎食晒佢個迎新同做埋Marco polo club member就唔使用佢架啦
      除非你訂國泰機票或者國泰假期啲package
      唔係都冇dbs black card咁抵

      恆生儲enjoy dollars 同card dollars幾好儲既 不過里數就冇既
      而中銀唔好cut ar 留住佢 因為佢會計你持卡年期 到佐某個年期可以用七折定唔知八折換禮卜卷好抵架

    • yan on September 3, 2013 at 8:57 pm
    • Reply

    電訊公司以自動轉賬繳付之電子賬單:$1=5分 / $3 = 1里

    意思係咪用信用卡交電話費? 但要點樣整先得呢?

    1. 係呀! 用呢張卡做自動轉賬〜
      記得係自動轉賬,唔係繳費呀!!!

        • DICK on July 4, 2014 at 10:37 pm
        • Reply

        交電費 自動轉賬繳付
        有冇里數???????

            • DICK on August 3, 2014 at 10:20 pm

            請問….
            見你只講電視公司自動轉帳,
            假如係電信公司買電話有冇X5?

            • 小斯 on August 4, 2014 at 5:41 pm
              Author

            有呀

    • meimay on October 4, 2013 at 10:54 pm
    • Reply

    我張citibank it visa 有47000分
    但我上網睇唔到佢有得換里數
    我想問 係咪冇=(

    1. 係呀! 聯營卡換唔到里數架, 咪用IT啦! IT搵個FD係入面做既都已經有折啦!

    • KIM on November 1, 2013 at 11:12 pm
    • Reply

    小斯, 我係asso學生..冇入息
    但上網申請果到,係都要我打 職位,公司地址…..
    咁要點做??

    1. 如果你真係DD資產或者DD入息都SHOW唔到俾銀行睇既~ 你只能夠申請個D所謂既學生信用卡

        • kim on November 2, 2013 at 12:01 am
        • Reply

        我有10,000係銀行…算唔算係資產??
        唔該哂

        1. …. 加多1個0都唔算XD

            • kim on November 2, 2013 at 12:08 am

            ooook….唔該哂><

            • 小斯 on November 2, 2013 at 12:11 am
              Author

            你可以申請下恆生 匯豐 citibank Compass visa 渣打 富邦之餘既學生卡
            我估你都唔會碌到好多 其實申請邊張都差唔多
            儲下cash dollar算啦 最緊要係申請到張卡係用黎交學費有分儲
            恆生 匯豐 渣打 富邦都有分既

            • kim on November 2, 2013 at 12:37 am

            唔該哂
            其實有睇開你個website,富邦交學費最好
            申請左差多1個月都未有
            所以申請第2張旁身

            anyway, thank you

            • 小斯 on November 2, 2013 at 1:50 pm
              Author

            如果你申請到富邦既話 其實申請上銀都應該冇問題, 申請上銀儲里數吧
            8蚊1里^^

            • kim on November 2, 2013 at 6:11 pm

            oh…..冇留意上銀, thank you 小斯^^

            • 小斯 on November 2, 2013 at 7:17 pm
              Author

            http://flyformiles.hk/?p=528
            你主要可以參考呢個信用卡組合^^

    • abe on November 18, 2013 at 5:27 pm
    • Reply

    全港超級市場、百貨公司及電訊公司……..
    係咪間間都得? 有無指定? 例如百佳得,惠康唔得, 吉之島得, 千色店唔得……之類
    D無名氣細間既超市又得唔得?
    定係……總之間超市俾你簽卡……就無問題

    1. 冇呀 邊間都得

        • abe on November 25, 2013 at 11:04 am
        • Reply

        唔該晒, 斯兄!
        百老匯,豐澤那些是否唔算電訊公司?所以會是要15蚊一個MILE,
        因為我都有prestige,想睇下黠樣分配來用(兩張卡其實都是用同一個限額)

        1. 做乜叫到我好似神雕俠侶隻雕兄咁XD
          唔算電訊呀!要3個啲先叫呀!
          用死prestige算啦!rewards卡換里數要錢呀!

          • Derek Poon on January 27, 2014 at 8:36 pm
          • Reply

          如果在領域 / 衛訊買IPHONE來炒, 應該可以有5X積分?

            • 小斯 on January 27, 2014 at 11:04 pm
              Author

            唔講有冇5倍分住
            宜家仲有炒既價值咩?

    • Derek Poon on January 17, 2014 at 9:30 am
    • Reply

    如果成功申請此卡(VISA PLATINUM)後, 有沒有機會被CITIBANK UPGRADE去PREMIERMILES?

    1. 冇呀 因為佢地係唔同卡黎

      • Derek Poon on January 17, 2014 at 5:27 pm
      • Reply

      那麼, 持有此卡會否令將來申請CITIBANK PREMIERMILES的批核易一點?

      1. 聽聞話有35000 CREDIT 以上
        佢地又唔夠數既時候就會批你張pM卡

          • Derek Poon on January 27, 2014 at 11:28 pm
          • Reply

          Card received, >35K limit

            • 小斯 on January 27, 2014 at 11:47 pm
              Author

            try to apply the citibank pm card!!!

            • 小斯 on January 27, 2014 at 11:47 pm
              Author

            in the middle of the month !

            • Derek Poon on January 28, 2014 at 10:19 am

            Is that to wait for TU to increase?
            and is the current condition (~230K total asset) + Citibank rewards card okay to have a try on Citibank Premiermiles card?

            • 小斯 on January 28, 2014 at 10:30 am
              Author

            i dun think it is the problem of the TU
            If citibank needs to meet the quota at that time, they will approve u

            • Derek Poon on January 28, 2014 at 10:36 am

            Is that the same case for Citibank Prestige card?

            • Derek Poon on January 28, 2014 at 10:37 am

            Also, is that i have to submit the application at exactly 15th day of the month?

            • 小斯 on January 28, 2014 at 10:42 am
              Author

            i dunno
            just a rumor

            • Derek Poon on January 28, 2014 at 11:09 am

            Worth a try in next month for the PremireMiles card? (35K limit for Rewards Visa Platinum)

            • 小斯 on January 28, 2014 at 11:40 am
              Author

            ya just try ^^

            • Derek Poon on January 28, 2014 at 12:10 pm

            Any Successful cases like my current conditions for approval of the premierMiles card?

            • 小斯 on January 28, 2014 at 1:52 pm
              Author

            yes!!! this method I exactly heard from a sales from Citibank

            • Derek Poon on January 28, 2014 at 10:49 pm

            is the successful rate high? and do i need to exactly meet the middle of the month to get the Premiermiles card? (i.e for example a 30-day month, need to submit online application on 15th)

            • 小斯 on January 28, 2014 at 11:27 pm
              Author

            i dunno!!!!!!
            Just try!!!!!
            dun ask!!

            • Derek Poon on January 31, 2014 at 10:09 pm

            Will the approval of the PremierMiles card replaces the Rewards card? That is: I will have both PremireMiles + Rewards together?

            • 小斯 on February 1, 2014 at 1:27 am
              Author

            u will have both card tgt

            • Derek Poon on February 1, 2014 at 11:09 pm

            Should I apply online or through Citibank’s 即日出卡 service for successful approval of the PremierMiles card?

            • 小斯 on February 2, 2014 at 12:59 am
              Author

            i dun think the 即日出卡 is available for the PremierMiles card and I suggest you to apply it through the counter or branch because they need quota

            • Derek Poon on February 2, 2014 at 11:18 am

            And do i need to submit any documents for this offer?

            • 小斯 on February 2, 2014 at 4:26 pm
              Author

            Submit返收入證明個啲囉

            • Derek Poon on February 2, 2014 at 8:59 pm

            is that the 230K asset proof?

            • 小斯 on February 2, 2014 at 9:47 pm
              Author

            Just give them as much as u have

            • Derek Poon on February 2, 2014 at 10:49 pm

            why I need to avoid the online application form for this offer?

            • 小斯 on February 2, 2014 at 11:39 pm
              Author

            coz i think if you apply it through the counter or branch, they can do 手腳
            i dunno, just my opinion

            • Derek Poon on February 3, 2014 at 4:26 pm

            Should I submit the application in the following days or next week?

            • 小斯 on February 3, 2014 at 5:50 pm
              Author

            next week

            • Derek Poon on February 3, 2014 at 10:10 pm

            on or before 14/2?

            • 小斯 on February 3, 2014 at 10:42 pm
              Author

            around mid of Feb

            • Derek Poon on February 4, 2014 at 6:20 pm

            Citibank 是否十分注重TU的? (申請交行銀聯被REJECT)

            • 小斯 on February 4, 2014 at 9:53 pm
              Author

            主要睇年薪

            • Derek Poon on February 4, 2014 at 10:21 pm

            在此情況下, 是否照在月中到CITIBANK分行交PM卡的申請?

            • 小斯 on February 4, 2014 at 11:37 pm
              Author

            照申請啦

            • Derek Poon on February 5, 2014 at 4:46 pm

            是否在分行申請, 可要求不用即日出卡?
            另外, 由於已有REWARDS (VISA PLATINUM)卡, 是否下星期申請PREMIERMILES卡時, 不用補交文件?

            好希望在此情況下 (230K total asset), 可以有PREMIERMILES卡……
            另外, 在那些分行申請較易獲批? (如: 中環分行, 銅鑼灣分行……)

            • 小斯 on February 5, 2014 at 8:34 pm
              Author

            冇分別既

            • Derek Poon on February 5, 2014 at 10:18 pm

            今個月批的機會, 你認為大嗎?

            • 小斯 on February 5, 2014 at 10:45 pm
              Author

            唔知

            • Derek Poon on February 6, 2014 at 8:45 pm

            可以去取PREMIERMILES的申請表未?
            另外, 聯名戶口/空殼公司戶口可以交去作審批?

            • 小斯 on February 6, 2014 at 9:51 pm
              Author

            ==

            • Derek Poon on February 7, 2014 at 2:23 pm

            已經在金鐘統一中心分行取得申請表, 分行職員指此卡申請人數多…….
            應該在下星期那日交表+文件最好?

            • 小斯 on February 7, 2014 at 3:08 pm
              Author

            唔知喎

            • Derek Poon on February 7, 2014 at 3:38 pm

            是否照交申請表+文件?

            • 小斯 on February 7, 2014 at 3:46 pm
              Author

            YES

            • Derek Poon on February 7, 2014 at 5:01 pm

            取申請表時, 分行職員重申了48萬年薪的要求……..

            • 小斯 on February 7, 2014 at 5:06 pm
              Author

            哈哈哈哈哈哈哈哈哈哈哈哈哈哈

            • Derek Poon on February 7, 2014 at 5:19 pm

            我見到在分行取的申請表, 和一般申請表有點不同:
            例如:
            信用卡一欄有: CITIBANK PREMIERMILES 的卡名下有如REWARDS VISA 190 (GI:992)的字樣.

            • Derek Poon on February 7, 2014 at 6:28 pm

            另外, 分行職員也提醒我, 如獲批PREMIERMILES卡, 會和REWARDS卡 SHARE LIMIT (SAME CASE AS DBS)

            • 小斯 on February 7, 2014 at 6:33 pm
              Author

            有乜所謂

          • Derek Poon on January 30, 2014 at 11:24 am
          • Reply

          is the successful rate affected if i applied for a supplementary card for citibank rewards?

            • 小斯 on January 30, 2014 at 11:25 am
              Author

            no

          • Derek Poon on February 7, 2014 at 9:16 pm
          • Reply

          應該繼續申請此卡?
          已有:
          1. DBS BLACK MASTER
          2. DBS BLACK AE
          3. 渣打AE
          4. CITIBANK REWARDS 白金VISA
          5. 東亞白金VISA
          6. 上商TITANIUM MASTER
          7. 富邦TITANIUM MASTER
          8. 中銀恆地會白金VISA
          9. CX AE
          10. HSBC GOLD VISA (6X @ 食肆)
          申請中:
          1. AE白金CREDIT CARD (有美心優惠)

            • 小斯 on February 7, 2014 at 11:51 pm
              Author

            申請黎呃貴賓室!!!!!

            • Derek Poon on February 8, 2014 at 12:08 am

            仍然繼續申請CITIBANK PREMIERMILES嗎? 此卡是否值得一試申請? 我怕CITIBANK會…….

            • 小斯 on February 8, 2014 at 12:36 am
              Author

            唔會啦

            • Derek Poon on February 8, 2014 at 5:49 pm

            Already got the form and filling it, and i see that is that 232K asset is okay for this PM card offer?

            • 小斯 on February 8, 2014 at 5:58 pm
              Author

            I DUNNO!!!!!!!!!!!!!!!!!!!!!
            叫你試就試啦! 你問黎有乜用! 係咪會申請架啦你

            • Derek Poon on February 8, 2014 at 8:45 pm

            一定會申請!

            • Derek Poon on February 8, 2014 at 10:55 pm

            填申請表中……, 應該選擇「即日出卡」?
            即日出卡是否審批十分嚴格?

            • 小斯 on February 9, 2014 at 1:21 am
              Author

            唔好即日出卡 佢一陣即日reject你

            • Derek Poon on February 9, 2014 at 12:51 pm

            是否「即日出卡」的審批十分嚴格? 沒有可能在「即日出卡」中做「手腳」?

            • Derek Poon on February 9, 2014 at 5:48 pm

            已LIKE FB PAGE……
            希望可以獲批……

            • Derek Poon on February 10, 2014 at 10:52 am

            到時間交申請表未?

            • 小斯 on February 10, 2014 at 3:45 pm
              Author

            交吧!

            • Derek Poon on February 10, 2014 at 2:29 pm

            已經在金鐘統一中心分行交申請表……..

            • 小斯 on February 10, 2014 at 11:46 pm
              Author

            ^^

            • Derek Poon on February 10, 2014 at 5:57 pm

            已經上了批核部……
            有可能會要補文件……..

            • 小斯 on February 10, 2014 at 11:43 pm
              Author

            做乜要補交文件?

            • Derek Poon on February 10, 2014 at 11:53 pm

            以提供附加ASSET……

            • 小斯 on February 10, 2014 at 11:58 pm
              Author

            我今日去問好似話過十萬既資產就有用

            • Derek Poon on February 11, 2014 at 12:30 am

            是否在此情況下,232k total asset 會有機會批卡?

            • Derek Poon on February 11, 2014 at 11:31 am

            十萬既資產=人工+存款?

            • 小斯 on February 11, 2014 at 1:11 pm
              Author

            要係存款呀 琴日佢話既 會有幫助囉

            • Derek Poon on February 11, 2014 at 10:35 pm

            是否170K+100K便可能獲批PREMIERMILES卡? (此情況下)

            • 小斯 on February 11, 2014 at 11:51 pm
              Author

            你有500K資產都未必批呀

    • Derek Poon on January 22, 2014 at 11:01 am
    • Reply

    已經交申請表申請此卡, 如果成功獲批, 應該CUT以下卡?
    1.中銀SOGO白金VISA (SOGO購物有5% OFF)
    2.HSBC CITYSUPER卡 (只限HSBC PREMIER MASTER / HSBC 白金VISA卡用戶申請, CITYSUPER購物有5% OFF)

    1. 中銀唔好cut 儲十年後有so
      hsbc citysuper個張係Credit card黎架咩?

      • Derek Poon on January 22, 2014 at 11:14 am
      • Reply

      在CITYSUPER的SUPERMARKET購物, 用HSBC CITYSUPER卡付款, 有5% DISCOUNT. (此卡與HSBC PREMIER MASTER / HSBC白金VISA卡共用信用額)

      1. 咁你cut佐呢張唔cut hsbc個張有乜用呢請問

    • Derek Poon on January 22, 2014 at 11:16 am
    • Reply

    在此情況, CITIBANK REWARDS是否有需要?

    1. 睇你需要囉 點知你消費乜姐

      • Derek Poon on January 22, 2014 at 6:14 pm
      • Reply

      經常到CITYSUPER SHOPPING

        • Derek Poon on January 23, 2014 at 3:12 pm
        • Reply

        應該用CITYSUPER卡, 抑或CITIBANK REWARDS?
        (CITIBANK REWARDS卡已經獲批)

        1. 9折好明顯抵好多啦嘛

          • Derek Poon on January 26, 2014 at 11:41 pm
          • Reply

          那麼SOGO卡? 應該轉用CITIBANK REWARDS?

            • 小斯 on January 27, 2014 at 12:35 am
              Author

            九折差好遠喎 梗係要9折

    • Derek Poon on February 5, 2014 at 12:09 am
    • Reply

    是否申請交行卡被reject影響不大?

    1. 唔知

    • Derek Poon on February 8, 2014 at 12:42 am
    • Reply

    是否會有較大機會獲批premiermiles?

    1. 我唔知! 知我就有呢張卡啦!

    • Derek Poon on February 11, 2014 at 11:55 pm
    • Reply

    是否資產只是批卡的一個因素?主要睇salary?

    1. 冇錯

      • Derek Poon on February 12, 2014 at 2:32 pm
      • Reply

      今天去分行問過, 資產要加多約500K, 可以有機會批PREMIERMILES卡. (因為此卡批出的信用額, 最少為$64000, 以及不與REWARDS SHARE LIMIT)

      • Derek Poon on February 12, 2014 at 3:28 pm
      • Reply

      應該搏一搏, 用500K定期存款交上去批核嗎?

      1. 你有咪交囉!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
        唔使咁都問我呀嘛? 

          • Derek Poon on February 12, 2014 at 7:50 pm
          • Reply

          明白!

          • Derek Poon on February 12, 2014 at 9:08 pm
          • Reply

          是否在CITIBANK有ACCOUNT的, 批的機會會較大?

            • 小斯 on February 12, 2014 at 10:28 pm
              Author

            冇關係

        • Derek Poon on February 12, 2014 at 6:02 pm
        • Reply

        新做的定期存款, 可以交上去作為証明?

        1. 要有三個月

          • Derek Poon on February 28, 2014 at 11:54 pm
          • Reply

          已經做了3個月定期存款(500K), 是否批PM卡的機會大?

    • Derek Poon on February 18, 2014 at 7:00 pm
    • Reply

    本卡已經沒有信用卡積分作迎新禮品!
    只有以下迎新禮品可以選擇:
    1. 惠康$400/$800禮券
    2. NESPRESSO 咖啡機

    • Billy on February 21, 2014 at 11:04 am
    • Reply

    睇哂成版…
    小斯…你好慘…..

    1. 下?

        • MM on March 19, 2014 at 3:05 pm
        • Reply

        XD 佢應該係話你比人CHUR好慘..我睇完都覺得你EQ好好

        1. 如果你識我真人就知我EQ有幾差
          其實我成日都講粗口架HAHAHAHAHAA

          like佐我facebook未呢?
          https://www.facebook.com/FlyForMiles
          like完都仲要記得set返get notification先可以收到我既即時資訊架^^

            • DICK on August 3, 2014 at 10:25 pm

            勁!! 俾個LIKE你!!

    • Derek Poon on March 24, 2014 at 11:02 am
    • Reply

    已經把有線, 3HK的賬單, 轉用CITIBANK REWARDS VISA 自動轉賬……
    以上有沒有5X積分?

    • Jason on April 11, 2014 at 3:36 pm
    • Reply

    小斯, 我岩岩想用Citibank Rewards換亞洲萬里通, 但發覺係平時換開果頁無左亞洲萬里通選擇=口=!!!!
    而岩岩打左去客服, 話已經唔可以經網上轉換亞洲萬里通, 必須打電話處理. 好慘….

    1. 唔緊要啦 又唔係冇得換
      打個電話都唔係好麻煩姐~

    • Veron on April 18, 2014 at 7:12 am
    • Reply

    點解唔俾響網頁換咁奇怪呢。。?
    佢唔會係想逐步cut 走asia miles 呀?!

    1. 可能係

        • Veron on April 18, 2014 at 10:46 pm
        • Reply

        我仲啱啱先申請佢, 想話開始儲am, 佢唔係呀?! >.<

        1. 網上冇得換姐 又唔使咁既=__=

            • veron on April 22, 2014 at 11:00 am

            最驚佢遲下cut咗am, 以後冇得換咋~

            • 小斯 on April 22, 2014 at 12:49 pm
              Author

            唔會o卦-_-

    • winwin on April 23, 2014 at 6:15 pm
    • Reply

    請問知唔知道邊度有rewards 商戶既list? 謝謝

    • Lazy on May 14, 2014 at 3:42 am
    • Reply

    迎新優惠改咗?

    • Amber on May 16, 2014 at 10:51 am
    • Reply

    有人話可以換BA Avios….. $12/miles, 咁咪好抵~?~

    1. 唔抵, 因為如果想儲BA既點解唔一早用大新個張BA卡呢?
      $6/miles

        • Amber on May 16, 2014 at 4:58 pm
        • Reply

        BA已經用緊主力發達通~

        若rewards真係可以做12/miles or 15/miles, 考慮埋佢電訊超市百貨有5倍分, 咁咪即係3/miles ? 等如天天生日簽大新BA~XD

        1. 冷靜! 我誤會佐你問緊pm張卡,rewards張卡冇得換avios既
          Sorry我誤會佐

        2. citibank得pm同prestige可以換到avios喳 8蚊1里

    • graman on September 16, 2014 at 9:28 am
    • Reply

    小斯

    watson ,萬寧 是否$3/1里呀
    thx

    1. 唔包的

    • amo on October 7, 2014 at 12:53 pm
    • Reply

    小斯,想請問手機電話費用CITIBANK REWARDS卡交費,是否也是$3/里?
    另外,有沒有用ASIAMILES換機票所需里數的列表?

    1. 想請問手機電話費用CITIBANK REWARDS卡交費,是否也是$3/里?
      –> YES

      有沒有用ASIAMILES換機票所需里數的列表?
      –> 冇, 冇得閒整 hahahahahahaha

    • Junho on November 1, 2014 at 5:48 pm
    • Reply

    小斯
    我而家係學生,之前問過分行.
    佢地話唔可以申請….
    你知唔知點先申請到?
    Thank you.

    1. 要用資產申請呀
      宜家無做學生卡啦

    • Coco W on November 12, 2014 at 12:00 pm
    • Reply

    “於全港超級市場、百貨公司及電訊公司 (包括以自動轉賬繳付之電子賬單#):$1=5分 / $3 = 1里”

    請問包括萬寧、屈臣士、一田嗎?

    1. 萬寧同屈人寺唔包呀
      一田就包

        • Coco W on November 13, 2014 at 2:57 pm
        • Reply

        Thanks sooo much~ 🙂
        your blog really broaden my horizons

        1. 謝謝

    • Derek Poon on December 5, 2014 at 3:00 pm
    • Reply

    Citibank Rewards 卡, 今日推出了全新優惠!

    – 生日月份享8X積分
    由2015年1月1日至2015年12月31日,在您的生日月份內於本地超級市場、百貨公司或電訊公司1簽賬,即享8X
    積分6,無需登記。
    5X/ 8X積分主要商戶

    – 全年額外消費獎賞高達100,000積分
    由即日起至2014年12月31日致電登記7,並於2015年內之季度階段連續3個月內每月累積合資格簽賬8滿HK$10,000,即享額外25,000積分。全年共分為4個季度階段(如下),最多可享額外100,000積分9。
    立即登記:8226 8626
    2015年4個季度階段(以交易日計算) :
    第1階段 : 1月1日 – 3月31日
    第2階段 : 4月1日 – 6月30日
    第3階段 : 7月1日 – 9月30日
    第4階段 : 10月1日 – 12月31日
    至少9折積分兌換禮券
    由即日起至2015年12月31日,您可以低至5折,至少9折積分兌換指定禮券10。

    例子
    憑Citibank Rewards信用卡連續3個月內(包括生日月份)每月簽賬滿HK$10,000:
    月份 商戶類別 簽賬額 (HK$) 積分獎賞6 可獲積分 可獲總積分
    2015年1月 超級市場 $380 5X 1,900 30,000
    百貨公司 $3,370 5X 16,850
    電訊公司 $1,250 5X 6,250
    其他 $5,000 1X 5,000
    2015年2月
    (生日月份) 超級市場 $390 5X + 3X = 8X 3,120 48,500
    百貨公司 $2,860 5X + 3X = 8X 22,880
    電訊公司 $1,750 5X + 3X = 8X 14,000
    其他 $8,500 1X 8,500
    2015年3月 超級市場 $280 5X 1,400 31,500
    百貨公司 $3,470 5X 17,350
    電訊公司 $1,250 5X 6,250
    其他 $6,500 1X 6,500
    2015年4月 (連續3個月內每月簽賬滿HK$10,000,可享額外消費獎賞25,000積分) 額外獎賞 25,000 25,000
    總簽賬額 $35,000 簽賬可獲總積分 135,000

    1. 謝謝

    • Mandy Leung on January 18, 2015 at 8:52 pm
    • Reply

    是否要一單過夠佢指定的銀碼先有5倍
    還是可以分單累積??

    1. 可以累積,碌1蚊都有5倍

    • STANLEY on January 19, 2015 at 6:25 am
    • Reply

    rewards卡能否換英航 Avios 積分?

    1. 不能呀

    • Crystal Ho on January 26, 2015 at 7:42 pm
    • Reply

    小斯我唔開心呀~我特登留番個大額簽帳食迎新,點知係澳門簽呢張咭12000都話高危reject左我。頭先打去R都淨係extend 一個月乍~好唔gur 呀~cut 唔cut 好呀?

    1. 下 咁奇怪,你打去問去銀行咩事啦

        • Crystal Ho on January 27, 2015 at 9:34 am
        • Reply

        張咭我確認左之後第一次簽,然後銀行話係境外同埋個額比較高,佢驚我張咭比人盜用咪reject。真係多鬼餘…

        1. -_- 可能你本時少簽

    • uyht on September 7, 2015 at 4:27 pm
    • Reply

    小斯,

    頭先見你上面你話reward 能唔可以換英航 Avios 積分

    但唔係所有citibank 的卡都可以換?

    1. rewards同pm都可以換到

    • hihi on September 29, 2015 at 8:42 pm
    • Reply

    heyhey, i got citibank IT card when i was uni student but now it will be discontinued by citibank and asked if we would like to autotransfer to citibank reward in 2016. I am thking if the supermarket offer is really good enough for me to transfer to this card.

    I hv hsbc, heng sang bank, cathy AE, citiprestiage, dbs black, compass visa at this moment

    do u thk i needa accept this card or apply for another one, or the one i am hving is already gd enough. (my focus now is supermarket and octopus ^^) thx

    1. apply la
      this one good good especially for super market
      can redeem avios hahahah

    • hihi on September 30, 2015 at 6:33 pm
    • Reply

    thx
    how abt octopus , which one is good?

    1. 東亞Flyer World 信用卡:http://flyformiles.hk/2679

    • 小飛 on October 10, 2015 at 3:04 pm
    • Reply

    想問現時迎新計劃可得最多里數係邊張卡. 因為将會结婚係,十一月底有大額簽賬。 現在申請趕得及嗎? 通常如果要換機票最少要幾多里數? 新手pls help. 渣打張worldmiles ok??

    1. 渣打Worldmiles:http://flyformiles.hk/2943 簽8千有8千里,簽12萬8千有46000里
      DBS Black World Master:http://flyformiles.hk/3009 簽5千有5千里
      Citibank PM:http://flyformiles.hk/2752 簽1萬有8千里
      CX AE:http://flyformiles.hk/?p=2288 簽5千有6千里
      東亞Flyer World 信用卡:http://flyformiles.hk/2679 簽9千有6千里

    2. 通常如果要換機票最少要幾多里數?
      https://flyformiles.hk/2438

    • Steven on November 18, 2015 at 5:25 pm
    • Reply

    小斯, 我張rewards 係上年申請既, 啱啱睇月結單見到佢收我年費$1800
    請問要waive既話要點做? 麻煩哂!

    1. 打去hotline waive

    • Mike on February 24, 2016 at 2:47 am
    • Reply

    小斯

    DBS Black World Master Card $5000 全部買禮劵得唔得?

    • Peter on July 13, 2016 at 12:29 pm
    • Reply

    小斯我想問下而家係咪冇左titanium mastercard T_T 點解網上得番platinum 我係學生 之前申請platinum rewards俾佢reject左 我想要titanium儲里數T_T 有冇邊張啱我用?

    1. inbox答佐你啦

    • Ada on July 25, 2016 at 11:32 am
    • Reply

    你好小斯,我用這張REWARD 剛好一年,WAIVE 左第一次年費1800元,如果個個月準時找卡數,咁下一年之後可以繼續WAIVE 年費嗎? 謝謝!

    1. 實得

    • paul on October 6, 2016 at 12:57 pm
    • Reply

    個CS死都唔比我waive年費呀

    • kaka on August 7, 2017 at 12:36 pm
    • Reply

    Hi 小斯, 如果用Citibank reward卡交大學學費有冇得賺里數? 如果想草里數會唔會有其他更好既選擇?而家手上得Citibank reward同bea白金 thanks

    1. 要睇你大學學費點交
      https://flyformiles.hk/3843

    • IDEA on April 7, 2018 at 10:41 pm
    • Reply

    Hello 小斯~想問問學生而且出糧都係cash,可唔可以申請到citi rewards? 因為打上去hotline問,話要年薪符合要求而且要有入息證明先得。。

    1. 係呀
      要有入息證明

        • IDEA on April 8, 2018 at 10:46 am
        • Reply

        即係依家如果無入息證明的話,學生申請唔到啦?

        1. 係呀 唔得啦
          學生要開clear

    • Tim on September 27, 2018 at 3:33 pm
    • Reply

    唔好用CITIBANK 卡呀, 最近因遲交, 被扣手續費, 用咗十年, 第一遲交, 一次WAIVE機會都無, 仲要CS態度差…
    唉~我聽幾個朋友講CITIBANK都係無得WAIVE….
    咁多間銀行, 係呢間咁絶, 其他匯豐/恒生/渣打/永亨/DBS我和身邊朋友都試過遲, 總會比一次機會你WAIVE.

    1. @@年費反而有機

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